Get the smartphone you need. Pay in installments.
Happo connects you with trusted smartphone financing providers, helping you find affordable ways to own the smartphone you need without paying the full cost upfront.
1
Application
Multiple
Financing Options
47
Counties Served
100%
Kenya-Based
Why choose Happo for smartphone financing
Simple Application
Apply online in just a few minutes.
Trusted Partners
Get connected to verified smartphone financing providers.
Flexible Payments
Access financing options designed around installments.
Nationwide
Apply from anywhere in Kenya.
Getting a smartphone shouldn't be complicated.
Here's how Happo works, in four simple steps.
Apply Online
Tell us who you are, where you are located and how we can contact you.
We Review Your Request
We review your application and identify suitable financing options from our partner network.
Get Connected
If your application matches a financing partner's requirements, Happo connects you with the relevant provider.
Complete Financing
The financing provider conducts its assessment and, once approved, guides you through payment terms and smartphone collection or delivery.
Find financing for the smartphone you need.
Whether you need a smartphone for work, business, school, communication, content creation, ride-hailing, delivery work or everyday use, Happo helps you start your financing journey.
Entry-Level Smartphones
Affordable options for everyday communication and essential tasks.
Mid-Range Smartphones
Balanced performance for work, social and entertainment.
Premium Smartphones
High-end devices for power users and content creators.
Business Smartphones
Reliable devices built for business and productivity.
Financing availability and approval depend on the requirements of the financing provider.
A simpler starting point.
We bring the financing options to you, so you don't have to chase them.
One Place to Start
Instead of searching for different smartphone financing companies, start your request through Happo.
More Financing Connections
Happo works to connect applicants with financing providers that suit their requirements and location.
Simple Process
Submit your details through one simple online application.
Local Support
Happo is built for customers in Kenya and understands the local smartphone financing market.
Transparent Journey
Customers should be able to understand what happens after submitting their application.
Built Around Access
Our goal is simple: help more people access the technology they need to communicate, work, learn and grow.
Built for every Kenyan.
Employees
Access a smartphone while spreading the cost over manageable installments.
Business Owners
Get the smartphone you need to communicate with customers and manage your business.
Gig Workers
Access smartphones suitable for ride-hailing, delivery, online work and other digital platforms.
Students & Young Pros
Find financing options for smartphones that support learning, communication and productivity.
Everyday Customers
Get connected with financing providers without searching through multiple companies yourself.
We're here to help.
Have a question about smartphone financing? Reach out to our team.
Common questions.
What is Happo?
Happo is a platform that connects people looking for smartphone financing with smartphone financing providers.
Is Happo a lender?
Happo primarily acts as a connection and application platform. Financing is provided by participating financing partners.
Does submitting an application guarantee approval?
No. Approval depends on the eligibility requirements and assessment process of the financing provider.
How do I apply?
Click Apply Now and complete the online application form.
Can I apply from anywhere in Kenya?
Yes. Applications can be submitted from anywhere in Kenya, although financing availability may vary by location.
Ready for your next smartphone?
Start your application today and let Happo help connect you with available smartphone financing opportunities.
Apply Now